Margin Trading Facility (MTF) – A Smart Tool or a Risky Bet?

The margin trading facility (MTF) is a mechanism that lets you buy stocks by paying only a part of the total value—essentially allowing you to borrow money from your broker to trade more than what your current funds allow.



How MTF Works:




  • Deposit a margin amount (say 25%)




  • Broker finances the remaining amount




  • You hold the stock, but pay interest until it’s sold or squared off




MTF is suitable for:





  • Short-term traders who can spot trends quickly




  • Experienced investors who understand leverage




  • Those who can manage interest costs and margin calls




It’s essential to use tools like an MTF calculator to plan trades efficiently and avoid overleveraging. MTF can be a smart strategy, but only when used with discipline and sound risk management.

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